Publikasjonsdetaljer

År
2014
Forfattere
Benlahbib, H.
Boudart, T.
Cattiaux, F.
Chabert, C.
Næring
Land
France
Type
Working Paper
Nøkkelord
Microcredit, Crowdfunding, Alternative, Traditional financial system, Hyperfinance
Abstrakt / Utdrag

This paper deals with microfinance and focus on two of its main tools – microcredit and crowdfunding. The microfinance system seems to be another way to think globalization. But is it really an alternative? It seems to have socio-economic impacts that distinguish it from the traditional financial system and make it more sustainable. But authors will discuss the limits of this new model. They will see that this system is also globalized and that it finally deals with the same issues and challenges of the traditional credit institutions - governance, regulation, and transparency.